Stay ahead with trusted industry insights and compliance updates.
Document Update: Fannie Mae Updates Release Paragraph in 07/2021 Texas Security Instrument Form 3044 (Cx25322)
Feb 9, 2024
On January 31, 2024, Fannie Mae announced that the Model Form for the Texas Deed of Trust (Form 3044) had been revised to correct a typographical ...
Topics: Document Updates
Document Updates: Notice to Cosigners/Guarantors
Feb 8, 2024
We have recently completed a review of cosigner/guarantor requirements for several states. We determined that many state statutes use the terms ...
Topics: Document Updates
Document Updates: 4506 Copy of Tax Form (Cx23) & Equal Opportunity Agreement – Form RD 400-1 (Cx7744)
Feb 1, 2024
Pursuant to our monthly audit of federal agency forms, we have updated Cx23 “4506 Copy of Tax Form” and Cx7744 “Equal Opportunity Agreement – Form RD ...
Topics: Document Updates
Document Updates: California Earthquake Insurance for Condominiums Disclosure (Cx998)
Feb 1, 2024
After a document library audit, Docutech has reevaluated its interpretation of Cal. Civ. Code §2955.1(c) which states:
Topics: Document Updates
Document Updates: Nevada Acknowledgment of Dual Capacity (Cx13030)
Feb 1, 2024
The language in Nev. Admin. Code 645B.235 was updated per Nevada Legislative Counsel Bureau (LCB) File No. R119-19 on November 9, 2023. This language ...
Topics: Document Updates
Document Updates: Texas HELOC Deed of Trust (Cx21376)
Feb 1, 2024
Docutech is updating our HELOC Deed of Trust – TX (Cx21376) to be more consistent with:
Topics: Document Updates
Document Updates: Colorado Itemization of Amount Financed & Itemization of Fees
Feb 1, 2024
After a document library audit, it was discovered that the mortgage loan originator signature requirement in 4 CCR 725-3:5.13 was repealed.
Topics: Document Updates
Document Updates: Texas Notarial Certificates for Ink, IPEN & RON
Feb 1, 2024
On May 27, 2023, Governor Greg Abbott approved Texas Senate Bill 1780 which amends V.T.C.A., Government Code § 406.110(d) by adding the following new ...
Topics: Document Updates
Document Type Changes: Texas Notice Concerning Extensions of Credit – Spanish (Cx3640)
Jan 30, 2024
It has come to Docutech’s attention that while utilizing the “Global Default” for stacking orders, Cx4549 “TX Notice Concerning Extensions of Credit” ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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