Stay ahead with trusted industry insights and compliance updates.
Document Type Changes: Texas Notice Concerning Extensions of Credit – Spanish (Cx3640)
Jan 30, 2024
It has come to Docutech’s attention that while utilizing the “Global Default” for stacking orders, Cx4549 “TX Notice Concerning Extensions of Credit” ...
Topics: Document Updates
Document Updates: Loan Purpose on the FHA Loan Underwriting and Transmittal Summary (Cx13513)
Jan 26, 2024
The FHA Loan Underwriting and Transmittal Summary is used to summarize key information utilized in the comprehensive risk assessment of the mortgage ...
Topics: Document Updates
Document Updates: Update to DC Red Flag Warning Disclosure Notice (Cx4245)
Jan 26, 2024
According to D.C. Code Ann. § 26-1152.11, lenders making covered loans are required to send the borrower a Red Flag Warning Disclosure Notice (our ...
Topics: Document Updates
Document Updates: AZ HELOC Deed of Trust (Cx1374), DC HELOC Deed of Trust (Cx2167), and NJ HELOC Mortgage (Cx1359)
Jan 25, 2024
We have made updates to three HELOC security instruments.
Topics: Document Updates
Document Updates: Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding (Cx7938)
Jan 24, 2024
The “Certificate of Foreign Status” (our Cx7938) is used for foreign persons that have amounts that are subject to US tax withholding. Part I of the ...
Topics: Document Updates
Document Updates: HELOC Historical Table on HELOC Important Terms (Cx21651)
Jan 10, 2024
Our standard HELOC Important Terms document (Cx21651) has a table that shows how the Annual Percentage Rate and the minimum monthly payments for a ...
Topics: Document Updates
Document Update: Informed Consumer Choice Disclosure Notice (Cx41)
Jan 4, 2024
The “Informed Consumer Choice Disclosure” is a model form available online at FHA Model Documents SF. Regulations for this document require that the ...
Topics: Document Updates
Document Updates: Support for Settlor Power of Attorney Fields in Inter Vivos Revocable Trust Acknowledgments and Riders
Jan 4, 2024
Corresponding with our enhancement to ConformX to support Settlor Power of Attorney (POA) fields in signature lines (as announced in Oct Release ...
Topics: Document Updates
Document Updates: Vermont High Rate/High Point Notices (Cx3708) Suspension Lifted
Jan 4, 2024
Due to high interest rates, the Vermont Commissioner of Financial Regulation signed an order to suspend the disclosure requirements pursuant to ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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