Stay ahead with trusted industry insights and compliance updates.
TRID 2.0 Updates: Post-Consummation Construction Fees
Jun 27, 2018
“TRID 2.0” (82 FR 37656 [2017]) amends Regulation Z to require the total of post-consummation draw, inspection, and handling fees to be disclosed in ...
Topics: Document Updates
TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
May 24, 2018
Under TRID 2.0, the “closing costs expiration” date and time on the LE is to be left blank on any revised LE, per the following Official Staff ...
Topics: Document Updates
System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
May 24, 2018
Last December, FHLMC promulgated new requirements concerning “Land Trust Mortgages” (see ...
Topics: Document Updates
Document Updates: DC Lock-In Agreement (Cx10455)
May 21, 2018
Cx10455 is provided pursuant to the provisions of D.C. Mun. Regs. tit. 26-C, §§ 1117.4, 1117.5, & 1117.6. Under Ibid. § 1117.5(e), a lock-in ...
Topics: Document Updates
TRID 2.0 Change: Excluding NPE’s from “Borrower” on the Closing Disclosure
Mar 27, 2018
Under TRID 1.0 (78 FR 79730 [2013]), the “Borrower” listed on the top of the Closing Disclosure (“CD”) is the “consumer” and, in rescindable ...
Topics: Document Updates
Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
Mar 19, 2018
New Official Staff Commentary to Federal Regulation Z (12 CFR Pt. 1026), enacted as part of the “Amendments to Federal Mortgage Disclosure ...
Topics: Document Updates
Document Updates: ULI on FNMA Form 1003 and Demographic Information Addendum
Dec 28, 2017
Amendments to Federal Regulation C which take effect on January 1, 2018 (see 80 FR 66128 [2015]) will require financial institutions to develop and ...
Topics: Document Updates
New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
Dec 13, 2017
“Print 1003 Demographic Information Addendum” (field 108997) is used in ConformX to trigger the 1003 Demographic Information Addendum (Cx20787) and ...
Topics: Document Updates
New Document: 1003 Demographic Information Addendum (Cx20787)
Dec 2, 2016
The CFPB announced that the expanded Home Mortgage Disclosure Act information concerning ethnicity and race of applicants can be collected starting ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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