Stay ahead with trusted industry insights and compliance updates.
Document Updates: Approval of Purchaser and Release of Seller (Cx14701) and Draw Request (Cx3399)
Aug 30, 2022
After our monthly review of HUD model forms, we have identified two forms that needed to be updated. They are as follows:
Topics: Document Updates
Document Updates: MD Important Notice Regarding Housing Counseling (Cx15232)
Aug 30, 2022
The Maryland Department of Housing and Community Development updated the Important Notice Regarding Housing Counseling form. According to MD Code ...
Topics: Document Updates
Document Updates: Conditional Commitment Direct Endorsement – Case Binder’s Copy (Cx4733), and Conditional Commitment Direct Endorsement – Lender’s Copy (Cx4566)
Aug 9, 2022
In Mortgagee Letter 2022-11 from the U.S. Department of Housing and Urban Development (HUD) dated July 12, 2022, it was announced that the Federal ...
Topics: Document Updates
Document Updates: Oregon Float or Lock Agreement (Cx4297)
Aug 5, 2022
The Oregon Division of Finance and Corporate Securities has published updates to their “Interest Rate Lock/Float Agreement” on their website at: ...
Topics: Document Updates
Compliance News: South Carolina Updates Prepayment Penalty Coverage Amount
Jul 27, 2022
The South Carolina Department of Consumer Affairs has announced an increase in the coverage amount for certain residential mortgage loans exempt from ...
Topics: In the News, Compliance News Alert
Document Updates: New Illinois Rate Cap Disclosure (Cx26036) and New Field ‘Loan Term Less Than or Equal to 181 Months’ (155525)
Jul 25, 2022
On May 14, 2021, the Illinois Department of Financial and Professional Regulation published a Notice of Proposal in the Illinois Register in order to ...
Topics: Document Updates
Document Updates: Response to VA Circular 26-22-10 Announcement
Jul 25, 2022
In response to VA Circular 26-22-10, United States Space Force Certificate of Eligibility Update, Docutech has added “Space Force” as an option to ...
Topics: Document Updates
Late Fee Matrix Updates: Minnesota “Minimum” Default Charge Increases
Jul 25, 2022
The Minnesota Department of Commerce recently announced changes to dollar amounts which are indexed in the Minnesota Consumer Credit Code (Minn. ...
Topics: Document Updates
Document Updates: New Indiana Loan Broker Disclosure (Cx26004)
Jul 13, 2022
On March 18, 2022, Indiana Gov. Eric J. Holcomb signed into law HB1092, legislation which contains multiple provisions related to business ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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