Stay ahead with trusted industry insights and compliance updates.
Compliance News: CFPB Issues LIBOR Transition FAQ, Revised CHARM Booklet, and Proposed Amendments to Regulation Z
Jun 4, 2020
Today, the CFPB announced the following on their website:
Topics: In the News, Compliance News Alert
Compliance News: FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
Jun 3, 2020
Today, FNMA posted SEL-2020-03 (available directly at: ...
Topics: In the News, Compliance News Alert
Document Updates: Loan Note Guarantee – Form RD 3555-17 (Cx18891)
May 26, 2020
Pursuant to our monthly audit of Federal Agency forms, we will be making the following, substantive changes to Cx18891, to make it match the model ...
Topics: Document Updates
New Document: VA Water System Acceptability Acknowledgment (Cx24007)
May 19, 2020
VA Circ. 26-20-13, Change 1 adds the following to VA Circ. 26-20-13 (a Circular providing guidance on valuation practices during the COVID-19 ...
Topics: Document Updates
Compliance News: Minnesota Adjusts Consumer Credit Code and Regulated Loan Act Dollar Amounts
May 13, 2020
On May 6, 2020 the Minnesota Department of Commerce published its bi-annual adjustments to certain dollar amounts promulgated under the Minnesota ...
Topics: In the News, Compliance News Alert
Compliance News: Alaska Amends Recording and Notarial Requirements
May 4, 2020
On April 30, 2020 Gov. Mike Dunleavy (R) signed into law AK H.B. 124 (2020), which permits electronic recordings and remote notarizations. These ...
Topics: In the News, Compliance News Alert
Document Updates: Various HUD/VA Documents
May 4, 2020
Pursuant to our periodic audits of our copies of Federal Agency forms, we will be making the following changes (in addition to minor, punctuation ...
Topics: Document Updates
Document Updates: Fixed Rate Note Alaska Second (Cx1032)
May 1, 2020
Currently, our standard fixed, junior lien note for loans secured by real property located in Alaska discloses the borrower’s post office address ...
Topics: Document Updates
Compliance News: Oklahoma Adjusts Uniform Consumer Credit Code Dollar Amounts
Apr 27, 2020
Per Okla. Stat. Ann. tit. 14A, § 1-106, the Oklahoma Department of Consumer Credit has adjusted certain dollar amounts listed in Oklahoma’s version ...
Topics: In the News, Compliance News Alert
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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