Stay ahead with trusted industry insights and compliance updates.
Document Updates: Lender Certification For SFH Guaranteed Loan (Cx3818) and Conditional Commitment for SFH Loan Guarantee – RD 3555-18 (Cx18892)
Jan 28, 2020
Cx18892 is a duplicate of the U.S. Department of Agriculture’s form RD 3555-18 (available at: ...
Topics: Document Updates
Document Updates: ARM Loan Modification Agreements (Cx4888, Cx10514) & Fixed Loan Modification Agreements (Cx1701, Cx10515)
Jan 23, 2020
After a recent compliance review, we are updating our Loan Modification Agreements to better match the corresponding security agreements to include ...
Topics: Document Updates
Document Updates: Notary Section Changes for Affected States
Jan 22, 2020
As part of a periodic audit focusing on notary sections, we are reviewing all of our standard documents with a notary block. To ensure more ...
Topics: Document Updates
Document Update: WI Loan Commitment (Cx15918)
Dec 19, 2019
The Wisconsin Department of Financial Institutions-Banking set forth the following definition of “Loan Commitment” in DFI-BKG 40.01(5):
Topics: Document Updates
Document Updates: HUD Form 92900-LT FHA Loan Underwriting and Transmittal Summary (Cx13513 and Cx15849)
Dec 18, 2019
The Department of Housing and Urban Development has updated HUD form 92900-LT (FHA Loan Underwriting and Transmittal Summary) found on their website ...
Topics: Document Updates
Document Updates: RI Nonresident Tax Forms (Cx16920)
Dec 11, 2019
Cx16920 is provided upon request pursuant to R.I. Gen. Laws Ann. § 44-30-71.3 and 280 R.I. Code R. §§ 20-10-1.7(H), 20-10-1.8(B), 20-10-1.10, ...
Topics: Document Updates
Global Mapping Updates: Fields “Loan Amount Less Than or Equal to Reg Z Threshold Amount” (81938) and “Higher-Risk HPML” (67269) for 2020
Dec 11, 2019
The Consumer Financial Protection Bureau (“CFPB”) has updated a couple of the dollar amounts specified in various parts of Federal Regulation Z (12 ...
Topics: Document Updates
Document Retirement: Addendum to Uniform Residential Loan Application URLA (Cx18212)
Dec 11, 2019
Our Cx18212 (an “upon request” only document) was created in 2014 due to the creation of current 12 C.F.R. § 1026.36(g), which requires the name and ...
Topics: Document Updates
Document Updates: FHA Loan Underwriting and Transmittal Summary (Cx13513)
Nov 27, 2019
Our Cx13513 is a duplicate of form HUD-92900-LT, which is required by no fewer than fifteen parts of FHA Single Family Handbook 4000.1 (see our “FHA ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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