Stay ahead with trusted industry insights and compliance updates.
Document Updates: Cx1061 Fixed Rate Note Nebraska Second, Cx3044 HELOC Deed of Trust – NE and the Nebraska version of Cx21652 HELOC Agreement
Nov 5, 2024
As part of an ongoing audit of second lien and HELOC documents, we have made the following changes to Cx1061 Fixed Rate Note Nebraska Second, Cx3044 ...
Topics: Document Updates
Document Updates: TX Homestead Affidavit (Cx19609)
Oct 30, 2024
Texas case law precedent holds that the homestead of a borrower can be established even without a written designation. Blake v. Fuller, 184 184 ...
Topics: Document Updates
Document Updates: Notary Acknowledgments on FNMA Construction and Renovation Riders and Agreements
Oct 28, 2024
All post-2021 first lien closed end standard security instruments in ConformX share the same logic in the notary acknowledgment area. This notary ...
Topics: Document Updates
Compliance News: Reminder of October 31, 2024, Effective Date for Reconsideration of Value (ROV) Disclosure
Oct 23, 2024
Clients who have not yet submitted any needed customizations to accurately disclose their ROV process in Cx27674 “Notice of Right to Request a ...
Topics: In the News, Compliance News Alert
Document Updates: Credit Reporting Agency Experian – Contact Information on Various Documents
Oct 21, 2024
The contact information of the three major credit reporting agencies (Equifax, Experian, and Transunion) is disclosed (as applicable) on the ...
Topics: Document Updates
Document Updates: Cx1330 NH HELOC Mortgage
Oct 21, 2024
We have updated Cx1330 (NH HELOC Mortgage) to add field 152399 “Full Security Instrument Borrower Definition Mailing Address” to the logic so that if ...
Topics: Document Updates
Document Updates: Form HUD-92900-LT FHA Loan Underwriting and Transmittal Summary (Cx13513) & Form HUD-92561 Borrower’s Contract with Respect to Hotel and Transient Use of Property (Cx17814)
Oct 18, 2024
Pursuant to our monthly audit of federal agency forms, we have updated Cx13513 “FHA Loan Underwriting and Transmittal Summary” and Cx17814 “Borrowers ...
Topics: Document Updates
Document Updates: Cx11145 KY Fair Housing Disclosure
Oct 18, 2024
According to 104 Ky. Admin. Regs. §1:010(4), A person or entity engaged in real estate or real estate-related transactions must provide to owners and ...
Topics: Document Updates
Document Updates: Massachusetts HELOC Mortgage (Cx1332)
Oct 18, 2024
According to Mass. Gen. Laws Chapter 183, Section 21, the “power” or “power of sale” in a foreclosure proceeding is referenced as the “Statutory ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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