Stay ahead with trusted industry insights and compliance updates.
Document Updates: VA Form 26-1880 Request for a Certificate of Eligibility (Cx26687)
Mar 26, 2024
Pursuant to our monthly audit of federal agency forms, we have made updates to Cx26687 “REQUEST FOR A CERTIFICATE OF ELIGIBILITY” – VA Form 26-1880, ...
Topics: Document Updates
Document Updates: W-9 Taxpayer ID (Cx22)
Mar 25, 2024
Pursuant to our monthly audit of federal agency forms, we have updated IRS Form W-9 “Request for Taxpayer Identification Number and Certification” ...
Topics: Document Updates
Document Updates: Addition of Trustee Field to First Page of Washington Deeds of Trust
Mar 22, 2024
It has come to our attention that some county recorder offices in Washington State are requiring that the Trustee name appear on the first page of ...
Topics: Document Updates
Document Updates: Demographic Information Addendum (Cx20667 and Cx20787)
Mar 22, 2024
The Demographic Information Addendum (DIA) is provided to enable financial institutions to collect the disaggregated demographic information required ...
Topics: Document Updates
Document updates: Borrowers Notification (Cx9348)
Mar 18, 2024
We have made some language updates to Cx9348 (Borrowers Notification) to better track the language found in the FHA Handbook. FHA Handbook 4145.1 ...
Topics: Document Updates
Document Updates: New Jersey Commitment Letter (Cx4479)
Mar 18, 2024
A coding error that left an orphaned asterisk at the end of the phrase “Monthly Payments of*” in the second column of the payments table has now been ...
Topics: Document Updates
Document Updates: Louisiana Second Mortgages (Cx485 & Cx1050) and Louisiana HELOCs (Cx1356 & Cx21652)
Mar 18, 2024
There are two Louisiana licensing schemes related to mortgage lending:
Topics: Document Updates
Document Updates: Escrow Account Disclosure Enhanced Fees (Cx7605)
Mar 15, 2024
To be more in alignment with the Consumer Financial Protection Bureau’s Escrow Disclosure Public Guidance Documents, in Cx7605 “Escrow Account ...
Topics: Document Updates
Document Updates: Removal of Witness Lines on HELOC Mortgage – HI (Cx2411) and HELOC Deed of Trust – MT (Cx3027)
Mar 7, 2024
We are making some adjustments to our Cx2411 (HELOC Mortgage – HI) and Cx3027 (HELOC Deed of Trust – MT). Hawaii and Montana do not have requirements ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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