Stay ahead with trusted industry insights and compliance updates.
Document Updates: Explanation of Loan Terms (POA) (Cx23852)
Jan 4, 2021
FHLMC has incorporated some of their temporary requirements imposed due to the COVID-19 pandemic into their “Single-Family Seller/Servicer Guide”, ...
Topics: Document Updates
Document Updates: Alaska and Hawaii Notarial Requirements for RON
Dec 31, 2020
Alaska signed into law AK H.B. 124 (2020), which permits electronic recordings and remote notarizations. Part of the changes included the addition of ...
Topics: Document Updates
Compliance News: Revised Form HUD-92900-A, HUD Addendum to URLA
Dec 29, 2020
On December 22, 2020, HUD announced the publication of a revised Form HUD-92900-A, HUD Addendum to Uniform Residential Loan Application in Mortgagee ...
Topics: In the News, Compliance News Alert
Document Updates: Redesigned Uniform Residential Loan Application (Cx20667)
Dec 24, 2020
The following changes are being made to the redesigned FNMA Form 1003 / FHLMC Form 65 (our Cx20667) following further testing that has been done ...
Topics: Document Updates
Document Updates: VA Deed of Trust Second (Cx512) and NE Deed of Trust Second (Cx496)
Dec 22, 2020
After a standard review, we are modifying the language that prints on two of our second lien DOT Security Instruments in Virginia (Cx512) and ...
Topics: Document Updates
Cooperative Share Loans 101
Dec 22, 2020
By: Timothy A. Raty; Sr. Regulatory Compliance Specialist
Topics: Recent Articles
Document Updates: 4506-T/4506-C Copy of Tax Form (Cx3095 and Cx17841) and Statement of Credit Denial, Termination or Change (Cx15858)
Dec 21, 2020
FNMA has posted the following:
Topics: Document Updates
Document Retirement: Cooperative Apartment Fixed Rate Note (Cx4992)
Dec 11, 2020
Over the past couple of years, we have expanded our support for loans secured by shares and a lease in a cooperative association (aka “cooperative ...
Topics: Document Updates
Document Updates: 2020 Graphs for Credit Score Disclosure – B-3/H-3 (Cx15312)
Dec 9, 2020
Cx15312 is a duplicate of the Model B-3/H-3 Form provided by the Federal Trade Commission, Federal Reserve Board, and Consumer Financial Protection ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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