Stay ahead with trusted industry insights and compliance updates.
Document Updates: Testing 4506-C IVES Request for Transcript of Tax Return (Copy of Tax Form, Cx3095)
Dec 9, 2020
A “Featured News” email sent by FNMA included the following:
Topics: Document Updates
Compliance News: FHLMC Permanently Adopts Some POA Requirements Promulgated Due to COVID
Dec 3, 2020
In FHLMC Bulletin 2020-45, amendments were made to FHLMC Single-Family Seller/Servicer Guide § 6301.4 to incorporate some of the temporary POA ...
Topics: In the News, Compliance News Alert
A Short History of IRS Form 4506-C
Dec 1, 2020
By: Timothy A. Raty, Sr. Regulatory Compliance Specialist
Topics: Recent Articles
New Document: FHA Airport Runway Clear Zone Notice (Cx24408)
Dec 1, 2020
Part of the recent updates to FHA Single Family Handbook 4000.1 includes the addition of the following:
Topics: Document Updates
Document Updates: Request for SFH Loan Guarantee – Form RD 3555-21 (Cx18893)
Nov 25, 2020
Provided pursuant to 7 C.F.R. § 3555.107(i) and RD HB-1-3555, ch. 10 & 15, Form RD 3555-21 discloses (in Section 6) a breakdown of the amounts ...
Topics: Document Updates
Compliance News: Revised FHA Single Family Handbook 4000.1 (2020)
Nov 24, 2020
On November 18, 2020 the Department of Housing and Urban Development published revisions to FHA Single Family Handbook 4000.1 (see SFH Handbook ...
Topics: In the News, Compliance News Alert
Document Updates: TN Lock-In Agreement (Cx14675)
Nov 18, 2020
Our standard Tennessee Lock-In Agreement (Cx14675) is provided in all Tennessee Initial Disclosures with an existing rate lock, in order to satisfy ...
Topics: Document Updates
Document Updates: SC Borrower Complaints (Cx4694)
Nov 17, 2020
The provision under S.C. Code Ann. § 37-23-70(D) and according to the South Carolina Department of Affairs, at the time of application for a mortgage ...
Topics: Document Updates
Document Changes: MA Counseling Disclosure (Cx13391)
Nov 12, 2020
Mass. Gen. Laws ch. 184, § 17B 1/2 requires that:
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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