Stay ahead with trusted industry insights and compliance updates.
Document Updates: Delaware Security Instruments (Cx316, Cx475, Cx1345, & Cx19365)
Nov 11, 2020
Delaware recently amended Del. Code Ann. tit. 25, § 2108 by including a new subsection which holds that a mortgage that states that it is “intended ...
Topics: Document Updates
Compliance News: Pennsylvania Adjusts Base Figure Amount (2021)
Nov 10, 2020
The Pennsylvania Department of Banking and Securities has announced in 50 Pa.B. 6269 (Nov. 7, 2020) that they will be adjusting the “base figure” ...
Topics: In the News, Compliance News Alert
Compliance News: Delaware Purchase Money Mortgages
Nov 9, 2020
DE S.B. 245 (2019) was signed into law by Gov. John Carney (D). The synopsis of the bill states the following (in relevant part):
Topics: In the News, Compliance News Alert
Document Updates: Massachusetts Mortgage Documents
Nov 4, 2020
Feedback from different counties in Massachusetts shows that they are expecting the notary to identify which type of identification was used in ...
Topics: Document Updates
Document Updates: IRS Form 4506 Request for Copy of Tax Return (Cx23)
Nov 3, 2020
Pursuant to our monthly audit of Federal Agency forms and to match the model forms, we will be making the following changes to Cx23:
Topics: Document Updates
Document Updates: VA Compliance Inspection Report (Cx5402)
Nov 3, 2020
Pursuant to our monthly audit of Federal Agency forms and to match the model forms made available through https://www.va.gov/find-forms/, we will be ...
Topics: Document Updates
Document Updates: Indiana Mortgage Witness/Proof Section
Nov 2, 2020
In July of 2020, Indiana signed into law Senate Bill 340 which requires both an acknowledgment and a proof. It has come to our attention that Lake ...
Topics: Document Updates
Cal. Civ. Code § 1632: The Lesser-Known Language Requirement
Oct 30, 2020
By: Timothy A. Raty, Sr. Regulatory Compliance Specialist
Topics: Recent Articles
Compliance News: New IRS Form 4506-C
Oct 20, 2020
The IRS now provides a copy of their much anticipated Form 4506-C on their website (available directly at: ...
Topics: In the News, Compliance News Alert
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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