Stay ahead with trusted industry insights and compliance updates.
Document Updates: CA Financing Law Statement of Loan – Brokers (Cx5188)
Oct 13, 2020
Provided for Cal. Fin. Code §§ 22314 & 223338 and Cal. Code Regs. tit. 10, § 1454, Cx5188 contains a disclosure of the name, address, license ...
Topics: Document Updates
Document Updates: FHA Non-Purchasing Spouse (NPE) Authorization (Cx19872)
Oct 9, 2020
This document is provided pursuant to FHA Single Family Handbook 4000.1 Pt. II.A.1.a.i(C)(1)(a), which requires the following (cited in relevant ...
Topics: Document Updates
SSNs, the eCBSV, and Us
Oct 8, 2020
By: Timothy A. Raty, Sr. Regulatory Compliance Specialist
Topics: Recent Articles
Document Updates: New California Department of Financial Protection and Innovation
Oct 8, 2020
California has changed the name of their “Department of Business Oversight” to the “Department of Financial Protection and Innovation”.
Topics: Document Updates
Document Updates: Redesigned Uniform Residential Loan Application (Cx20667)
Oct 6, 2020
The following changes are being made to the redesigned FNMA Form 1003/FHLMC Form 65 (our Cx20667) following further testing that has been done during ...
Topics: Document Updates
Document Updates: Second Lien Appraisal Receipt Form (Cx18182) and First Lien Appraisal Waiver/Receipt Form (Cx18183)
Oct 2, 2020
Cx18182 and Cx18183 are provided due to a combination of Regulation B (12 C.F.R. § 1002.14), Regulation Z (Ibid. § 1026.35[c]), and “Appraiser ...
Topics: Document Updates
Compliance News: California Department of Financial Protection and Innovation
Sep 29, 2020
On September 25, 2020 Gov. Gavin Newsom (D) approved CA A.B. 1864 (2020), which renames and repurposes the California Department of Business ...
Topics: In the News, Compliance News Alert
Document Updates: Redesigned Uniform Residential Loan Application (Cx20667)
Sep 28, 2020
The following changes are being made to the redesigned FNMA Form 1003/FHLMC Form 65 (our Cx20667) following further testing that has been done during ...
Topics: Document Updates
Document Updates: Cosigner Signatures on the Inter Vivos Revocable Trust Rider (Cx21131)
Sep 23, 2020
The Inter Vivos Revocable Trust Rider (Cx21131) has been modified to better reflect individual borrower signature lines printing on the security ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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