Stay ahead with trusted industry insights and compliance updates.
Document Updates: Cx3970 – Subterranean Termite Soil Treatment Builder’s Certificate (HUD-NPMA-99A) and Cx3969 – New Construction Subterranean Termite Soil Treatment Record (HUD-NPMA-99B)
Sep 18, 2024
After our monthly review we have updated both Cx3970 Subterranean Termite Soil Treatment Builder’s Certificate (HUD-NPMA-99A) and Cx3969 New ...
Topics: Document Updates
Global Mapping Changes: Requesting eNote Indicator and Note Registry Operator for Maine
Sep 12, 2024
MERS is not named as the original mortgagee of record in the Maine security instrument for loans that are to be registered with MERS (Mortgage ...
Topics: Document Updates
New DI Check and System Default: New York PMI for Co-op Properties
Sep 12, 2024
New York Insurance Law §6501(c)(3) states that for a cooperative ownership in real estate (co-op) the issuance of mortgage insurance must be based on ...
Topics: Document Updates
Document Updates: eSign Enhancements Available for Several Documents
Sep 11, 2024
As part of Docutech’s efforts to enhance all documents for eSign capability, these documents are now available with a generic option for eSign:
Topics: Document Updates
Document Updates: NY Consolidation, Extension and Modification Agreement (Cx1583) & NY HELOC Consolidation, Extension and Modification Agreement (Cx23134)
Sep 11, 2024
Fannie Mae Requirements of Document Custodians Guide section 8.3 Consolidated Mortgages states that “All persons signing the Consolidated Note must ...
Topics: Document Updates
Document Updates: Warranty of Completion of Construction – HUD-92544 (Cx47)
Sep 6, 2024
Pursuant to our monthly audit of federal agency forms, we have updated Cx47 “Warranty of Completion of Construction – HUD-92544.” Since the VA has ...
Topics: Document Updates
Document Updates: Disclosed By Label and Name (Multiple State Disclosures)
Sep 5, 2024
Several state disclosures contain optional coding that allows the user to print a Disclosed By Company Label (FI 46034) in place of the standard ...
Topics: Document Updates
Document Updates: Enhanced Prepayment Penalty Addendum (Cx12387), Enhanced Prepayment Penalty Rider (Cx12388), and Enhanced Prepayment Penalty Disclosure (Cx12389)
Sep 4, 2024
Wis. Stat. § 428.207(2)(b) states:
Topics: Document Updates
Document Updates: ID Mortgage Banker Application (Cx2688)
Aug 28, 2024
In November of 2023, the Idaho Department of Finance issued a notice of rulemaking that would no longer require lenders to disclose to the borrower ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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