Stay ahead with trusted industry insights and compliance updates.
Document Updates: FHA Maryland Deed of Trust (Cx19378)
Jul 7, 2023
According to Md. Code Ann., Real Property § 4-106(a), mortgages and deed of trusts are not considered valid (except as between the parties) unless ...
Topics: Document Updates
Document Updates: Added Signature Options for CA Notice of Default on CA Deed of Trust Second (Cx471)
Jul 6, 2023
According to Cal. Civil Code § 2924b(a), any person may request a copy of notice of default. The request, which is often made within a deed of trust, ...
Topics: Document Updates
Document Updates: Updates to ME Assignment of Mortgage (Cx1529) & HELOC MERS RIDER (Cx19179) for Montana, Oregon, and Washington.
Jul 6, 2023
After reviewing the requirements for the use of MERS riders in conjunction with HELOC mortgages, we have made the following updates:
Topics: Document Updates
Compliance News: FHA Requires Supplemental Consumer Information Form (SCIF)
Jun 29, 2023
On June 27, 2023, the Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2023-13 regarding the required use of the Supplemental ...
Topics: In the News
Compliance News: Oregon Increases Font Size for Recorded Documents
Jun 28, 2023
Oregon House Bill 2029 (2023) states in part:
Topics: In the News
Late Fee Updates: Oklahoma Maximum Charge Increases
Jun 26, 2023
As per annual requirements, Oklahoma has updated its laws regarding the maximum dollar amounts which can be charged for late fees.
Topics: Document Updates
Document Updates: Updates to Department of VA Affairs Financing Statement (Cx18833)
May 25, 2023
Pursuant to our monthly audit of Federal Agency forms we have updated our cx 18833 to match the updated Department of Veterans Affairs Form 26-6807. ...
Topics: Document Updates
Document Updates: Updates to SSA-89 (Cx5579)
May 25, 2023
Pursuant to our monthly audit of Federal Agency forms we have updated our Cx5579 to match the updated Social Security Administration form SSA-89. The ...
Topics: Document Updates
Document Updates: Georgia Adds New Recording Requirements for Security Deeds and Loan Modifications
May 16, 2023
As previously announced, Georgia House Bill 974 adds new recording requirements for security deeds and loan modifications. This act is effective July ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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