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Document Updates: 2024 Graphs for Credit Score Disclosure – A-3/H-3 (Cx15312)
Nov 18, 2024
Cx15312 is a duplicate of the Model A-3/H-3 Form provided by the Federal Trade Commission, Federal Reserve Board, and Consumer Financial Protection ...
Topics: Document Updates
Document Updates: South Carolina Probate and Acknowledgment Recording Methods
Nov 12, 2024
Per SC Code 1976 § 30-5-30, on all written instruments (except for mortgage satisfactions), there must be two witnesses including either a probate ...
Topics: Document Updates
Document Updates: DE Second Mortgage (Cx475) and LA Second Mortgage (Cx485)
Nov 8, 2024
The DE Second Mortgage (Cx475) and the LA Second Mortgage (Cx485) both allow the lender to disclose attorney fees as a percentage of the principal ...
Topics: Document Updates
Document Updates: New California Third-Party Request for Notices Disclosure (Cx27952)
Nov 6, 2024
California Assembly Bill 2424 adds a requirement to California Civil Code § 2932.2 for mortgagee, beneficiary or authorized agent to provide a ...
Topics: Document Updates
Document Updates: Cx1061 Fixed Rate Note Nebraska Second, Cx3044 HELOC Deed of Trust – NE and the Nebraska version of Cx21652 HELOC Agreement
Nov 5, 2024
As part of an ongoing audit of second lien and HELOC documents, we have made the following changes to Cx1061 Fixed Rate Note Nebraska Second, Cx3044 ...
Topics: Document Updates
Document Updates: TX Homestead Affidavit (Cx19609)
Oct 30, 2024
Texas case law precedent holds that the homestead of a borrower can be established even without a written designation. Blake v. Fuller, 184 184 ...
Topics: Document Updates
Document Updates: Notary Acknowledgments on FNMA Construction and Renovation Riders and Agreements
Oct 28, 2024
All post-2021 first lien closed end standard security instruments in ConformX share the same logic in the notary acknowledgment area. This notary ...
Topics: Document Updates
Compliance News: Reminder of October 31, 2024, Effective Date for Reconsideration of Value (ROV) Disclosure
Oct 23, 2024
Clients who have not yet submitted any needed customizations to accurately disclose their ROV process in Cx27674 “Notice of Right to Request a ...
Topics: In the News, Compliance News Alert
Document Updates: Credit Reporting Agency Experian – Contact Information on Various Documents
Oct 21, 2024
The contact information of the three major credit reporting agencies (Equifax, Experian, and Transunion) is disclosed (as applicable) on the ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
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